Wednesday, 7 November 2018

Best 3 Multicap Mutual Funds for SIP in 2019

Posted by RaviKumar Nama
(Published on 08-Nov-2018)

Markets very volatile these days. As I mentioned in my earlier article (3 Top Reasons For Why We Can Expect A Big Market Crash Imminently), the NiftyPE should come below 20. Currently the latest NiftyPE ratio is around 24. Hence, the Market volatile will sustain some more days until it settle below 20.However, it is not suggested to enter directly into Markets for new Investors or small Investors. It is always better to choose Mutual funds through SIP approach. There are several categories of Mutual funds available in the market. Based on the Investor's risk profile and their Saving strategies, one should select the right category for their investment goals. Here we are going to discuss about Multicap Mutual funds. There are certain reasons to choose Multicap Mutual funds which suits to specific financial goals.
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Wednesday, 17 October 2018

6 Best Tips for Travelling on Budget

Posted by RaviKumar Nama
(Published on 17-Oct-2018)
Travelling on a budget is a hard nut to crack. When heading to a place for the first time, you would want to try out the local cuisine, shop at local stores for authentic souvenirs, and explore the city and what not. And when you are travelling with your significant other, the excitement is double, and so could be the expenses if you do not pull up your purse strings on time. The key is to plan ahead and plan smart. Think about ways to save while travelling as a couple, without compromising on the fun. How should you then go about? We will tell you. Read on:


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Thursday, 20 September 2018

3 Best Tips to Get Credit With Low CIBIL Score

Posted by RaviKumar Nama
It’s not easy to get a credit card or loan when your CIBIL score isn’t high enough which is usually at least 750. However, then problem is that you can’t increase your score unless you have some credit experience. This makes for a classic “Catch 22” situation. If you are tired of applying for a loan for low CIBIL score only to face one rejection after another, then you shouldn’t lose hope. There are many ways you can increase your creditworthiness and get credit easily.

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Monday, 3 September 2018

3 Top Reasons For Why We Can Expect A Big Market Crash Imminently

Posted by RaviKumar Nama
(Published on 04-Sep-2018)
The current Indian Markets reaching new heights every day, breaking the previous records. Now everyone is talking about Stock Market investments and the technical and fundamental analysis. Many experts are busy in calculating next level targets of Nifty/SENSEX and luring the small retail investors for Stock Market investments/trading. But, if you observe few things in the Market, you can predict the Market directions in the next couple of months. Taking the track records of Market crashes, there are 3 most important things to predict a Market crash. What are these 3 reasons? What is the next course-of-action considering these 3 reasons?


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Wednesday, 22 August 2018

My Strong Mutual Fund Recommendations to Invest in India - 2018

Posted by RaviKumar Nama
(Published on 22-Aug-2018)

Investing in Mutual funds is a proved and best Investment option in India. Irrespective of Market turbulence, investing in Mutual funds through SIP approach for long-term, will nevel left you in losses but with good yieldings better than any other Investments. If your tenure is 7-10 years, there is almost an implicit assurance that you will do well if you put money in  good mutual funds with a good track-record and consistency in performance across market cycles. Based on the Investment criteria, Mutual funds are categorized as Large-cap, Large & Mid-cap, Small-cap, Multi-cap, ELSS/Tax Saving, Hybrid, Sector and Debt Funds. There are many more sub-categories, but I am not covering those sub level categories. We will see 3 Best Mutual funds for each criteria in this post. These are my strong Mutual Fund recommendations to Invest.

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Thursday, 16 August 2018

Interesting Factors On How Credit Limit Impact Your Credit Score

Posted by RaviKumar Nama
(Published on 17-Aug-2018)
Credit score is a reflection of your past credit behavior and many aspects influence it. The factors that impact credit score calculation are repayment history, credit utilization, credit mix, loan tenure and credit enquiries. Credit limits are not amongst the five factors that are considered when calculating the credit rating so one would assume they have no impact on your credit score, however that is not the case. Your credit limit does have an impact on the score, although indirectly which we explain below.
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Friday, 10 August 2018

Top 10 Best B2B Websites in India in 2018

Posted by RaviKumar Nama
(Published on 10-Aug-2018)
This post is in continuation of my earlier post Top 20 B2B Websites in India, which was published in 2014. Due to over-whelming responses to this post, I thought this post needs to be updated with latest list of Websites. I have thoroughly researched various B2B websites and based on the popularity and reliability, I have concluded the following 10 Websites which are best B2B Websites in India for 2018. All these Websites are being operated from India.


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