Thursday, 3 January 2019

9 Important Types of Home Loans That You Should Know

Posted by RaviKumar Nama
(Published on 03-Jan-2019)
With the home loan interest rate at a competitive segment, there are many banks and housing financing companies offering a range of features and benefits on home loans. If you are aspiring for a new home and are seeking for a home loan, it is essential to get a thorough check done through home loan eligibility calculator to avail them. This can facilitate the right fit of flexibility and affordability for your journey of getting your dream home.

Today, banks and housing financing companies offer different types of home loans which also incorporate different home loan schemes. But you need to have a thorough understanding on the one which will work best for you when it comes to types of housing loans.
Read More

Thursday, 27 December 2018

Top 7 Common Health Insurance Myths

Posted by RaviKumar Nama
(Published on 28-Dec-2018)
Even though having health coverage is crucial, a large percentage of the Indian population still does not have such insurance. One reason is that many people do not completely understand the importance of health coverage. 

Read More

Wednesday, 26 December 2018

Best Mutual Funds to Invest Through Systematic Investment Plan / SIP in 2019

Posted by RaviKumar Nama
(Published on 26-Dec-2018)
WISHING YOU A HAPPY AND PROSPEROUS NEW YEAR 2019 to all my readers!

We are just entering into 2019 with lots of hopes and promises. As the new year going to start, we also need to start a new roadmap to our financial planning. Need to take a look on our existing Portfolios and to  reshuffle. The year 2018 gave an average returns to the investors. Most of the Mutual funds gave negative returns in 2018. Particularly, the last 3 months were very tough and and most of the losses occurred in these 3 months. Many of the Market experts expecting this bear period will be short lived and the year 2019 will yields good returns to the Investors. As I mentioned in my earlier posts, Systematic Investment Plan into Diversified Mutual funds for a long-term is the best approach. Hence, I suggest to continue the SIP approach in Mutual funds in the coming years irrespective of Market turbulances.

Read More

Wednesday, 7 November 2018

Best 3 Multicap Mutual Funds for SIP in 2019

Posted by RaviKumar Nama
(Published on 08-Nov-2018)

Markets very volatile these days. As I mentioned in my earlier article (3 Top Reasons For Why We Can Expect A Big Market Crash Imminently), the NiftyPE should come below 20. Currently the latest NiftyPE ratio is around 24. Hence, the Market volatile will sustain some more days until it settle below 20.However, it is not suggested to enter directly into Markets for new Investors or small Investors. It is always better to choose Mutual funds through SIP approach. There are several categories of Mutual funds available in the market. Based on the Investor's risk profile and their Saving strategies, one should select the right category for their investment goals. Here we are going to discuss about Multicap Mutual funds. There are certain reasons to choose Multicap Mutual funds which suits to specific financial goals.
Read More

Wednesday, 17 October 2018

6 Best Tips for Travelling on Budget

Posted by RaviKumar Nama
(Published on 17-Oct-2018)
Travelling on a budget is a hard nut to crack. When heading to a place for the first time, you would want to try out the local cuisine, shop at local stores for authentic souvenirs, and explore the city and what not. And when you are travelling with your significant other, the excitement is double, and so could be the expenses if you do not pull up your purse strings on time. The key is to plan ahead and plan smart. Think about ways to save while travelling as a couple, without compromising on the fun. How should you then go about? We will tell you. Read on:


Read More

Thursday, 20 September 2018

3 Best Tips to Get Credit With Low CIBIL Score

Posted by RaviKumar Nama
(Published on 20-Sep-2018)
It’s not easy to get a credit card or loan when your CIBIL score isn’t high enough which is usually at least 750. However, then problem is that you can’t increase your score unless you have some credit experience. This makes for a classic “Catch 22” situation. If you are tired of applying for a loan for low CIBIL score only to face one rejection after another, then you shouldn’t lose hope. There are many ways you can increase your creditworthiness and get credit easily.

Read More

Monday, 3 September 2018

3 Top Reasons For Why We Can Expect A Big Market Crash Imminently

Posted by RaviKumar Nama
(Published on 04-Sep-2018)
The current Indian Markets reaching new heights every day, breaking the previous records. Now everyone is talking about Stock Market investments and the technical and fundamental analysis. Many experts are busy in calculating next level targets of Nifty/SENSEX and luring the small retail investors for Stock Market investments/trading. But, if you observe few things in the Market, you can predict the Market directions in the next couple of months. Taking the track records of Market crashes, there are 3 most important things to predict a Market crash. What are these 3 reasons? What is the next course-of-action considering these 3 reasons?


Read More