Monday, 18 March 2019

When You Have a Systematic Plan, No Dream is Too Big

Posted by RaviKumar Nama
(Published on 19-Mar-2019)
The primary objective of investing is to build wealth over the long-term. You may choose amongst various products such as debt, equity, mutual funds, fixed deposits, and many more. Each of these products has their pros and cons. Equities may deliver higher returns but are very risky. On the other hand, debt provides guaranteed but lower returns. Mutual funds offer you the option of investing in the stock market indirectly while protecting your investment. However, you may not have a huge lump sum to invest in these instruments. It is advisable to opt for a Systematic Investment Plan (SIP) to build wealth over the long-term.

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Wednesday, 6 March 2019

A to Z About Health Insurance Claim

Posted by RaviKumar Nama
(Published on 07-Mar-2019)

We are living in expensive times with escalating healthcare costs. Hence, buying a health insurance plan is a key component of financial planning, which provides protection against rising expenses arising from unforeseen medical conditions. This safeguards one from dipping into one’s savings to pay for sudden medical expenses. A health insurance policy pays for varied medical expenses including hospitalization, room rent, surgical procedures, nursing expenses, doctors' fees, cost of medicines and diagnostic tests. One can opt for a plan for oneself or/ and for one’s family.

In this article, we shall try and understand about medical insurance, mistakes to be avoided while filing claims, the claims process and benefits of opting for medical insurance.

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List of Factors that Makes Your Health Insurance Premium Affordable

Posted by RaviKumar Nama
(Published on 07-Mar-2019)

Once you have made up your mind to buy health insurance, the next natural question would be, how to ensure the health insurance premium is affordable? There are several useful tools available, especially a health insurance premium calculator, which computes the premium payable for a given sum of cover, the tenure and the type of plan - individual or family insurance. In this article, we shall study the factors that impact the premium value.
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Friday, 1 February 2019

Budget 2019 Benefits - Impacted Sectors and Stocks to Invest in 2019

Posted by RaviKumar Nama
(Published on 02-Feb-2019)
Finance Minister Piyush Goyal presented the interim Union Budget 2019 in Lok Sabha on Friday, 01-Feb-2019. Government has announced some financial benefits to the farmers, Middle-class tax payers and the un-organized labours. As this is the last budget for the existing Government, they mainly focused on the large coverage of voters, hence the Opposition parties claiming this is not the Budget but the Manifesto. Based on the Budget 2019 highlights, I have analyzed what are the impacted sectors and stocks which will benefit most out of this Budget.
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Wednesday, 23 January 2019

4 Important Points To Build Immunity For Winter

Posted by RaviKumar Nama
(Published on 23-Jan-2019)

Winter season is knocking at the door! Needless to say, perils of viral flu stemming from an unpredictable seasonal weather change have hit us already. In delicate times as these, it becomes solely our own onus to boost our self-immunity and make sure that we stay protected. The next wise thing to do is to get ourselves a well-sought health insurance plan and being equipped with the unexpected cost of hospitalization or consultation fees, in times of emergencies. 


Source: Okhlahoma BadFaith Insider 
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Thursday, 17 January 2019

Amazing Points To Know About Two Wheeler Insurance

Posted by RaviKumar Nama
(Published on 18-Jan-2019)

Now-a-days there are several general insurance companies that offer various types of insurances. It has become almost inevitable that you would purchase some type of general insurance at some point. Of the various categories of insurances available, the most prominent ones are for your business premises and your vehicles. Gone are the days when there was only one type of vehicle insurance for all your vehicles; now bike owners can opt for a separate two wheeler insurance policy in order to abide by the laws of the country. 

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Thursday, 3 January 2019

9 Important Types of Home Loans That You Should Know

Posted by RaviKumar Nama
(Published on 03-Jan-2019)
With the home loan interest rate at a competitive segment, there are many banks and housing financing companies offering a range of features and benefits on home loans. If you are aspiring for a new home and are seeking for a home loan, it is essential to get a thorough check done through home loan eligibility calculator to avail them. This can facilitate the right fit of flexibility and affordability for your journey of getting your dream home.

Today, banks and housing financing companies offer different types of home loans which also incorporate different home loan schemes. But you need to have a thorough understanding on the one which will work best for you when it comes to types of housing loans.
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