Friday, 1 February 2019

Budget 2019 Benefits - Impacted Sectors and Stocks to Invest in 2019

Posted by RaviKumar Nama
(Published on 02-Feb-2019)
Finance Minister Piyush Goyal presented the interim Union Budget 2019 in Lok Sabha on Friday, 01-Feb-2019. Government has announced some financial benefits to the farmers, Middle-class tax payers and the un-organized labours. As this is the last budget for the existing Government, they mainly focused on the large coverage of voters, hence the Opposition parties claiming this is not the Budget but the Manifesto. Based on the Budget 2019 highlights, I have analyzed what are the impacted sectors and stocks which will benefit most out of this Budget.
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Wednesday, 23 January 2019

4 Important Points To Build Immunity For Winter

Posted by RaviKumar Nama
(Published on 23-Jan-2019)

Winter season is knocking at the door! Needless to say, perils of viral flu stemming from an unpredictable seasonal weather change have hit us already. In delicate times as these, it becomes solely our own onus to boost our self-immunity and make sure that we stay protected. The next wise thing to do is to get ourselves a well-sought health insurance plan and being equipped with the unexpected cost of hospitalization or consultation fees, in times of emergencies. 


Source: Okhlahoma BadFaith Insider 
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Thursday, 17 January 2019

Amazing Points To Know About Two Wheeler Insurance

Posted by RaviKumar Nama
(Published on 18-Jan-2019)

Now-a-days there are several general insurance companies that offer various types of insurances. It has become almost inevitable that you would purchase some type of general insurance at some point. Of the various categories of insurances available, the most prominent ones are for your business premises and your vehicles. Gone are the days when there was only one type of vehicle insurance for all your vehicles; now bike owners can opt for a separate two wheeler insurance policy in order to abide by the laws of the country. 

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Thursday, 3 January 2019

9 Important Types of Home Loans That You Should Know

Posted by RaviKumar Nama
(Published on 03-Jan-2019)
With the home loan interest rate at a competitive segment, there are many banks and housing financing companies offering a range of features and benefits on home loans. If you are aspiring for a new home and are seeking for a home loan, it is essential to get a thorough check done through home loan eligibility calculator to avail them. This can facilitate the right fit of flexibility and affordability for your journey of getting your dream home.

Today, banks and housing financing companies offer different types of home loans which also incorporate different home loan schemes. But you need to have a thorough understanding on the one which will work best for you when it comes to types of housing loans.
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Thursday, 27 December 2018

Top 7 Common Health Insurance Myths

Posted by RaviKumar Nama
(Published on 28-Dec-2018)
Even though having health coverage is crucial, a large percentage of the Indian population still does not have such insurance. One reason is that many people do not completely understand the importance of health coverage. 

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Wednesday, 26 December 2018

Best Mutual Funds to Invest Through Systematic Investment Plan / SIP in 2019

Posted by RaviKumar Nama
(Published on 26-Dec-2018)
WISHING YOU A HAPPY AND PROSPEROUS NEW YEAR 2019 to all my readers!

We are just entering into 2019 with lots of hopes and promises. As the new year going to start, we also need to start a new roadmap to our financial planning. Need to take a look on our existing Portfolios and to  reshuffle. The year 2018 gave an average returns to the investors. Most of the Mutual funds gave negative returns in 2018. Particularly, the last 3 months were very tough and and most of the losses occurred in these 3 months. Many of the Market experts expecting this bear period will be short lived and the year 2019 will yields good returns to the Investors. As I mentioned in my earlier posts, Systematic Investment Plan into Diversified Mutual funds for a long-term is the best approach. Hence, I suggest to continue the SIP approach in Mutual funds in the coming years irrespective of Market turbulances.

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Wednesday, 7 November 2018

Best 3 Multicap Mutual Funds for SIP in 2019

Posted by RaviKumar Nama
(Published on 08-Nov-2018)

Markets very volatile these days. As I mentioned in my earlier article (3 Top Reasons For Why We Can Expect A Big Market Crash Imminently), the NiftyPE should come below 20. Currently the latest NiftyPE ratio is around 24. Hence, the Market volatile will sustain some more days until it settle below 20.However, it is not suggested to enter directly into Markets for new Investors or small Investors. It is always better to choose Mutual funds through SIP approach. There are several categories of Mutual funds available in the market. Based on the Investor's risk profile and their Saving strategies, one should select the right category for their investment goals. Here we are going to discuss about Multicap Mutual funds. There are certain reasons to choose Multicap Mutual funds which suits to specific financial goals.
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